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Use credit wisely: If you do have credit, use it responsibly. If you are considering a doorstep loan, be sure to carefully research your options and understand the oregon terms and conditions of the loan before you agree to it. They are also usually safer and less expensive than doorstep loans.

Wait for approval: The lender will review your application and determine whether you are approved for the oregon loan. However, cash advances on credit cards also come with some significant drawbacks.