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They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks.

Some traditional loans have strict rules about credit scores or needing collateral (like a car or house). Credit lines for unbanked people. Installment loans can also help borrowers to build or improve their credit score.

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