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If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice. If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank.

They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor.

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