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Doorstep loans often have very high fees and interest rates, which can make them hard to pay back. That makes it easier for people who might have trouble getting approved for other types of loans. A lower interest rate can result in lower monthly payments and ultimately save the ca borrower money over the life of the loan.

These loans often have faster turnaround times and more flexible eligibility requirements than traditional loans, making them a good option for those who have less-than-perfect credit or live in a rural area. If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank.