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The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed. This may include your name, address, phone number, employment information, and bank account details. Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank.

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Consider a secured credit card: If you have a poor credit score, you may have a difficult time getting approved for a traditional credit card. This can be especially helpful if you are facing financial difficulties or are unable to make regular monthly payments.