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Finally, banks may not be able to offer the online same level of personalized customer service as some alternative lenders, such as online lenders or credit unions. Overall, online loans are a fantastic choice because they are convenient, fast, and flexible.

Payday lenders, on the liberty other hand, often require the borrower to have a certain credit score and may also require proof of income and employment. The lender will hold onto the loans loan funds until the loan is paid off, at which point the funds are released to the borrower.