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Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. This can be especially useful for those who may not have the online funds to repay a payday loan in a single lump sum.

Wait for approval: The lender will review your application and determine whether you are approved for the loans loan. Payday lenders, on the west other hand, often require the borrower to have a certain credit score and may also require proof of income and employment. While these loans may seem convenient, they often come with high fees and interest rates, which can make them difficult to repay.