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Credit unions may be a good option for those who are looking for a lender that is willing to work with them to find a loan product that meets their needs and budget. If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank.
Don't max out your credit cards or take on more debt than you can handle. Overall, there are options available for unbanked individuals who want to access a credit line.