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Credit lines for unbanked people. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house).

Personal loans may have fixed or variable interest rates, and they may be offered with different repayment terms, such as monthly payments over a period of several years. Moreover, doorstep lenders may use aggressive sales tactics to persuade consumers to take out a loan, even if it is not in their best interest. In conclusion, obtaining a loan from a bank can be a fantastic opportunity for individuals and businesses in need of financial support.

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