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Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan. Additionally, banks are typically regulated by government agencies, which can provide additional protections for the online borrower.
This can be done at an ATM, bank, or other location that offers cash advance services. And if you live in a rural area, it can be hard to find a traditional lending place nearby. The application process can be time-consuming and may require the credit borrower to provide a significant amount of documentation.