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If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice. They offer a predictable payment schedule and often have lower interest rates than other types of loans. However, it is important for borrowers to be mindful of their spending when using a revolving credit line.

It's generally a good idea to keep your credit utilization below 30%. If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice.

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