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Getting a loan from a bank can be a good option for those who need to borrow a large sum of money or who want to take advantage of a low interest rate. The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed.

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There are several reasons why you might consider using a credit union for a personal loan. Banks strive to understand the loans unique needs of their customers and work with them to find the best loan solution.