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One of the online main benefits is the potential for a lower interest rate, which can result in lower monthly payments and save the borrower money over the life of the loan. Once the west borrower has been approved for the loan, they will need to sign a loan agreement, which outlines the terms of the loan, including the interest rate, repayment schedule, and any fees that may be associated with the loan. This means that the wv borrower will pay less in interest over the life of the loan with a credit card cash advance.