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Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. However, it is important for borrowers to be mindful of their spending when using a revolving credit line. Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score.

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Credit lines for unbanked people. When you apply for a personal loan at a credit union, you may be able to work with a loan officer who will take the bad time to understand your specific financial situation and help you find the right loan product. They will then be able to withdraw a certain amount of cash, up to their cash advance limit.