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These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay. Online loans are also very flexible when it comes to who can apply. Don't max out your credit cards or take on more debt than you can handle.

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There are several advantages of a credit card cash advance over a payday loan. A personal loan is a type of loan that is issued by a lender to an individual borrower, rather than a business or organization.