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Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. You may be able to access the credit funds as soon as the next business day.

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This can be especially useful in an emergency situation, such as a car breakdown or medical expense. These loans are often marketed as a convenient alternative to traditional loans, but they can be risky and come with high fees and interest rates. On the la other hand, doorstep lenders are loan providers who visit consumers at their homes to offer loans and other financial products.