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Doorstep loans often have very high fees and interest rates, which can make them hard to pay back. Research payday loan lenders: Look for a lender that is licensed to operate in your state and has a good reputation. Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans.

It is important for the wa borrower to carefully review the loan agreement and ensure that they understand all of the terms and conditions before signing. This can be especially beneficial for those who have irregular income or who are not sure how much money they will need in the loans future.