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They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. Credit-builder loans: Credit-builder loans are small loans that are designed specifically to help people build or improve their credit.

If the virginia borrower consistently maxes out their credit limit and carries a high balance from month to month, they may end up paying more in interest and fees over time. This can be especially beneficial for those who have irregular income or who are not sure how much money they will need in the loans future. That's way faster than waiting for a regular loan from a bank or credit union.