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Moreover, doorstep lenders may use aggressive sales tactics to persuade consumers to take out a loan, even if it is not in their best interest. Instead, try to pay your balances in full each month and only charge what you can afford to pay off.

Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. Make sure to pay all of your bills on time, including credit card bills, utility bills, and other recurring payments.

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