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As the california borrower makes payments on the loan, the credit limit becomes available again, allowing the borrower to borrow more money if needed. Revolving credit lines are often used for a variety of purposes, including managing cash flow, covering unexpected expenses, or making large purchases.
Check your credit report regularly: It's important to periodically review your credit report to make sure it's accurate and up-to-date. Only apply for credit when you really need it, and try to avoid applying for too much credit at once.