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Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. A personal loan is a type of loan that is issued by a lender to an individual borrower, rather than a business or organization.
Credit-builder loans: Credit-builder loans are small loans that are designed specifically to help people build or improve their credit. Overall, getting a loan from a bank can be a good option for those who need to borrow a large sum of money or who want to take advantage of a low interest rate.