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If you are considering taking out a loan, it is important to carefully research your options and choose a lender that is reputable and transparent. These loans often have faster turnaround times and more flexible eligibility requirements than traditional loans, making them a good option for those who have less-than-perfect credit or live in a rural area.

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Consider a secured credit card: If you have a poor credit score, you may have a difficult time getting approved for a traditional credit card. The bank will then review this information to determine the afb borrower's eligibility for the loan and, if approved, the amount they can borrow and at what interest rate.