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Credit lines for unbanked people. These loans are often marketed as a convenient alternative to traditional loans, but they can be risky and come with high fees and interest rates.

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Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets. The borrower can borrow as much or as little as they need, up to their credit limit, and can repay the hathaway loan at their own pace.