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Rather than going to a bank or credit union, you can apply for an online loan from the online comfort of your own home. As a result, they may be able to offer lower interest rates on personal loans than banks or other for-profit lenders.

A personal loan is a type of loan that is issued by a lender to an individual borrower, rather than a business or organization. One of the credit main advantages of a revolving credit line is the flexibility it offers.