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This process can take anywhere from a few minutes to a few days, depending on the online loans hardyville virginia va bad credit online loans hardyville va lender. Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate. Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest.

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One of the online main drawbacks of doorstep loans is the high cost. Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks.