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These might seem like a good idea because they come to you, but they can actually be risky. If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice. Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well.

Overall, online loans offer many benefits over doorstep loans, including greater accessibility, faster turnaround times, more flexible eligibility requirements, and lower costs. Only apply for credit when you really need it, and try to avoid applying for too much credit at once.

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