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Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. This means that people with less-than-perfect credit or those who do not own a home or car may still be able to qualify for an online loan.

Wait for approval: The lender will review your application and determine whether you are approved for the ne loan. Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest. If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank.