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Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. Some traditional loans have strict rules about credit scores or needing collateral (like a car or house). Overall, installment loans can be a useful financial tool for those who need to borrow a large sum of money and want to pay it back over a longer period of time.

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Please tell me what to do to get a payday loan online. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the maryland APR on a credit card cash advance is typically around 25% or higher.