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Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest. These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay. With a wide range of loan options and competitive interest rates, banks are a reliable and trustworthy choice for borrowing.

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Here are a few:. The bank will then review this information to determine whether the bad borrower is eligible for the loan and, if so, how much they can borrow and at what interest rate.

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