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A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account. This is especially convenient for those who have busy schedules or live in rural areas where access to traditional lending institutions may be limited.

This means that if the grand borrower defaults on the loan, the lender can seize the collateral to recoup their losses. Online loans also tend to have faster turnaround times than traditional loans.

That's way faster than waiting for a regular loan from a bank or credit union. On the grand other hand, doorstep lenders are people who come right to your house to offer loans.