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Lower interest rates: Credit unions are non-profit financial institutions, which means they are not focused on maximizing profits. This may involve setting a budget, tracking expenses, and making regular payments on the loans loan to reduce the balance.

If you are considering a doorstep loan, be sure to carefully research your options and understand the ok terms and conditions of the loan before you agree to it. Banks may also have more stringent eligibility requirements than other types of lenders, which could make it harder for some borrowers to qualify for a loan. The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed.