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Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. If you're thinking about getting a loan, make sure to do your research and choose a lender that you can trust.

Online loans also tend to have faster turnaround times than traditional loans. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor. Overall, online loans offer many benefits over doorstep loans, including greater accessibility, faster turnaround times, more flexible eligibility requirements, and lower costs.

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