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Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. Using a secured credit card responsibly can help you build or rebuild your credit.

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Here are some strategies you can use to manage your credit and potentially qualify for better loans:. This means that if the loans borrower defaults on the loan, the lender can seize the collateral to recoup their losses. One of the virginia main drawbacks of doorstep loans is the high cost.