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If you are looking for a lender that is committed to supporting local businesses and organizations, a credit union may be a good choice. Overall, installment loans can be a useful financial tool for those who need to borrow a large sum of money and want to pay it back over a longer period of time.

Credit counselors can help you develop a budget, negotiate with creditors, and create a plan to improve your credit. Personal loans may have fixed or variable interest rates, and they may be offered with different repayment terms, such as monthly payments over a period of several years.

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