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These platforms may be more willing to lend to unbanked individuals who may not qualify for a traditional loan. Overall, installment loans can be a useful financial tool for those who need to borrow a large sum of money and want to pay it back over a longer period of time.

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In conclusion, obtaining a loan from a bank can be a fantastic opportunity for individuals and businesses in need of financial support. Overall, there are options available for unbanked individuals who want to access a credit line. Here are a few:.