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However, cash advances on credit cards also come with some significant drawbacks. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor.

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Banks are typically large financial institutions that offer a range of loan products, including personal loans, mortgages, car loans, and business loans. Moreover, doorstep lenders may use aggressive sales tactics to persuade consumers to take out a loan, even if it is not in their best interest. They are also usually safer and less expensive than doorstep loans.