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Credit-builder loans: Credit-builder loans are small loans that are designed specifically to help people build or improve their credit. There are several reasons why you might consider using a credit union for a personal loan.

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This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets. A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account. While the bad process of obtaining a loan from a bank may require the submission of a significant amount of documentation and potentially have more stringent eligibility requirements, the personalized customer service and support that banks offer can make the process worth it.