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While these loans may seem convenient, they often come with high fees and interest rates, which can make them difficult to repay. They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. This can make cash advances on credit cards a very expensive way to borrow money.

Check out reviews and compare terms and fees from several different lenders before you decide which one to use. Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort.

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