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These might seem like a good idea because they come to you, but they can actually be risky. Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score.

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In contrast, doorstep lenders are loan providers who offer loans and other financial products directly to consumers at their homes. That means you don't have to take time out of your busy schedule to go somewhere in person.