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Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. Finally, banks may not be able to offer the emerald same level of personalized customer service as some alternative lenders, such as online lenders or credit unions. So, for example, if your credit limit is $10,000, you should aim to use no more than $3,000 of that credit.

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