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Consider a secured credit card: If you have a poor credit score, you may have a difficult time getting approved for a traditional credit card. They will then be able to withdraw a certain amount of cash, up to their cash advance limit. Doorstep loans often have very high fees and interest rates, which can make them hard to pay back.

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They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. As long as the loans borrower makes their payments on time and in full, they can demonstrate their ability to manage debt responsibly, which can have a positive impact on their credit score.