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Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. There are several advantages of a credit card cash advance over a payday loan.

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Doorstep loans often have very high fees and interest rates, which can make them hard to pay back. This means that if the online borrower defaults on the loan, the lender can seize the collateral to recoup their losses. Doorstep loans often have very high fees and interest rates, which can make them hard to pay back.