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Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank. Consider a secured credit card: If you have a poor credit score, you may have a difficult time getting approved for a traditional credit card. This may include proof of income, such as pay stubs or tax returns, as well as information about any outstanding debts or assets.

Credit-builder loans: Credit-builder loans are small loans that are designed specifically to help people build or improve their credit. There are several advantages to getting a loan from a bank. This limit is typically a portion of the edgewood cardholder's overall credit limit and is set by the credit card issuer.