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Revolving credit lines are often used for a variety of purposes, including managing cash flow, covering unexpected expenses, or making large purchases. Use credit wisely: If you do have credit, use it responsibly.

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Cardholders should also be aware that using a cash advance on a credit card can be a sign of financial distress, which can impact their credit score and their ability to borrow money in the dos future. After you apply, you'll usually find out if you're approved within a few minutes. They will then be able to withdraw a certain amount of cash, up to their cash advance limit.