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This may include your name, address, phone number, employment information, and bank account details. Community involvement: Credit unions are often closely tied to the ia communities they serve, and they may offer special loan programs or discounts to members who live or work in those communities. On the loans other hand, doorstep lenders are people who come right to your house to offer loans.

This may include proof of income, such as pay stubs or tax returns, as well as details about any debts or assets the bad borrower has. A secured revolving credit line is one that is secured by collateral, such as a car or a house.