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Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan. A credit card cash advance is a service that allows credit cardholders to withdraw cash from their credit card account, while a payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or emergencies.

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They will then be able to withdraw a certain amount of cash, up to their cash advance limit. When you apply for a personal loan at a credit union, you may be able to work with a loan officer who will take the loans time to understand your specific financial situation and help you find the right loan product.