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Your Loan, Your Business

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This can be especially helpful if you are facing financial difficulties or are unable to make regular monthly payments. Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank.

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Credit counselors can help you develop a budget, negotiate with creditors, and create a plan to improve your credit. That means you don't have to take time out of your busy schedule to go somewhere in person.