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That means you don't have to take time out of your busy schedule to go somewhere in person. For example, many online lenders do not require a minimum credit score or collateral. One option you might consider is a secured credit card, which requires a deposit as collateral.

Make sure to pay all of your bills on time, including credit card bills, utility bills, and other recurring payments. Additionally, carrying a high balance can damage the ok borrower's credit score, as it can indicate that they are overextended and may have difficulty repaying their debts. Research payday loan lenders: Look for a lender that is licensed to operate in your state and has a good reputation.