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The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed. Don't max out your credit cards or take on more debt than you can handle.

However, it's important to be cautious when borrowing from an alternative lender, as the online loans clayton north carolina nc bad credit online loans clayton nc fees and interest rates may be higher than those of a traditional lender. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor.

And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you. If you are considering a doorstep loan, be sure to carefully research your options and understand the clayton terms and conditions of the loan before you agree to it. One of the loans main drawbacks is the high cost.