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That makes it easier for people who might have trouble getting approved for other types of loans. This means that people with less-than-perfect credit or those who do not own a home or car may still be able to qualify for an online loan. Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans.

Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort.

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